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Hard and soft credit inquiries. It seems likely that, in most cases, CREDCO will appear on your credit reports because it's associated with a credit inquiry (otherwise known as a "credit pull"). There are two types of credit inquiries, and the distinction between them is important. A hard credit inquiry (or "hard pull") generally ...May 2, 2024 · Apr 2, 2024 | Press Release, In the News. Broomall, PA – April 2, 2024 — Xactus, the leading verification innovator for the mortgage industry, announced today that Thomas Gallucci has joined Xactus as EVP, Strategic Sales. In this position, Gallucci will play a key role in growing business around non-credit...Xactus' credit reporting solutions reduce costs, increase efficiencies, furthermore mitigate total. Our pre-approval and pre-application reports use soft queries which protect your lead free competitive. Best of all, our credit reporting products help you make better decisions throughout the bank process.Streamline your HMDA Compliance with Xactus With the HMDA submission deadline quickly approaching on March 1st, time is of the essence! It's crucial to act swiftly to meet compliance requirements.Xactus is the leading verification innovator for the mortgage industry, with over 6,500 clients including Rocket Mortgage and many of its third party origination partners. Our TPO partner program helps brokers make smarter lending decisions with core advantages designed specifically for their operations. At Xactus, we apply a 360 approach to ...Xactus can manually verify employment and income and provide you with the validation you need in just one to three business days. We follow a uniform, auditable process that ensures you receive data you can trust. We even can perform verifications on self-employed consumers. Our experienced team conducts a thorough, auditable investigation ...Customize Report Borrower r Nicke Green 100 Terrace AVE west Haven CT, Equifax 734 Format Co -Borrower Add Cc-Sorrower 742 Scores F CO Summary Details TransUnion 720 33 25 Experian [732 Completed: Completed 07-18-2023, 10:27 37 AM 07-18-2023, 10:30 52 AM Credit ReportX : Available Reports Date 07-18-2022, 07-18-2022. Report Type1. Perry Steiner. website maker. UniversalCIS | Credit Plus, a verifications provider for the mortgage industry, has changed its name to Xactus. The strategic shift reflects the company’s evolution and the growth it has experienced over the last two years due to the recent mergers of Credit Plus, Universal Credit Services, CIS Credit ...Xactus ranked 21 st in the financial services sector Inc. revealed that Xactus is No. 288 on its annual Inc. 5000 list, the most prestigious ranking of the fastest-growing private companies in America. In addition to ranking in the top 300, Xactus is the 21 st... Xactus Acquires MassiveCert. Jul 25, 2022 | Press Release, Archive 2022An unauthorized hard inquiry on credit report was made by XACTUS - UCS, on 02/10/2022. Please remove this hard inquiry from my credit report. Business response. 02/14/2023.Note: Repository regulations require all end users accessing consumer credit data first pass a physical inspection conducted by a third-party inspection firm approved by each repository. This physical inspection is required regardless of lender size, location or years in business.Universal Credit Services - Now Xactus. Universal Credit Services - Now Xactus is located at 370 Reed Rd #100 in Broomall, Pennsylvania 19008. Universal Credit Services - Now Xactus can be contacted via phone at 888-212-4200 for pricing, hours and directions.Under 'select type of credit report' choose Credit ReportX. Check the bureaus needed. Then, complete the applicant's information including First Name, Last Name, SSN and ... XACTUS TEST ACCOUNT 370 Reed Road, suite 100 Broomall, PA 19008 Alan Brown 123-00-4444 SSN 800 Cleveland Av, Browns, TranslJnion FICO Risk Classic (04) 723 CreditXactus is a reseller of credit information and provides credit report information from the 3 credit bureaus at the request of our mortgage company clients per the Fair Credit Reporting Act guidelines.Credit reports and verification services can be custoWe have come together to create the leading. verification innovator At Xactus, we know you want better show on your consumers. We provide a entire suite of score optimization products considered to ensure your mortgage applicants are making to most out their credit. Our products also reduce your time on each apply, letting you close more lending more quickly. Xactus Report Flood Zone Determinations Integra Xactus offers two heavily customizable point of sale (POS) tools that can be added online so you can quickly review an applicant’s credit and close more loans more quickly. QualifyMENow A mobile-first solution that allows consumers to request a credit report, provide authorization to you for compliance and audit purposes, and be pre-qualified ... Xactus' solution can help you manage your competiti

Quick turn times. 24-48 hours (pre-close) 30 days (post-close) Pre-Closing Services. QC Review from Xactus takes each loan through a series of validations and quality control steps to ensure compliance, then provides a report detailing how the loan checked out. Loan risks or problems are highlighted, pointing out areas that need a closer look.Removing SYNCB/TJX CO DC from Your Credit Report. The first option is to initiate a dispute process with the credit reporting agency. This requires submitting a dispute letter that explains why the inquiry is inaccurate and requests its removal from your credit report. However, this option can be tedious and frustrating, particularly if your ...Explore our comprehensive catalog of tech-forward mortgage solutions, complete with in-depth product descriptions for a thorough exploration of our offerings. With free online mortgage training through Xactus U, mortgage professionals receive the education that enables them to deliver a robust modern mortgage experience.

Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and ...Nov 22, 2023 · A proposed class action claims that Xactus, formerly known as Credit Plus, violated the FCRA by publishing conflicting and false data from other credit agencies. The lawsuit seeks to represent anyone who suffered harm from Xactus's allegedly negligent reporting since 2018.…

Reader Q&A - also see RECOMMENDED ARTICLES & FAQs. Navigate to the credit file screen, locate AD. Possible cause: Comprehensive Training Resources. We provide the training tools and programs.